Loans jo EMI bhi fit karein aur future goals bhi.
Home loan, personal loan ya business funding – WinFly aapki EMI capacity, interest cost aur goals ko saamne rakh kar sahi structure suggest karta hai. No random approvals chase, only sensible borrowing.
Quick EMI & eligibility snapshot
New EMI (approx)
₹15214
Total EMIs / Income
50%
Eligibility view
High Stress
Ye sirf ek rough estimate hai. Actual eligibility, interest rate aur approval har bank/NBFC ke rules ke hisaab se change ho sakta hai.
EMI calculator (rough estimate)
Loan amount, rate aur tenure change karke dekhiye – EMI load aapki monthly income ke hisaab se kaisa lag raha hai.
Estimated EMI
₹15214
(new loan ke liye approx)
Total EMI / income
50%
Existing + new EMI mila kar
Eligibility view
High Stress
Detailed check call/WhatsApp par hota hai
Ye calculator sirf education purpose ke liye hai. Final loan terms bank/NBFC ke policies, credit score aur documentation ke hisaab se decide hote hain.
Kis type ke loans me WinFly help karta hai?
- • Home loan (new, resale, balance transfer, top-up)
- • Personal loan (clean-up, consolidation, fresh)
- • Business / MSME and working capital funding
- • Loan Against Property (secured funding)
- • Debt restructuring & EMI optimisation plans
Why WinFly for loans & EMIs?
- • Product-push nahi, suitability-first approach
- • Multi-bank/NBFC options via curated partners
- • EMI, tenure & interest cost ka honest break-up
- • Pure process WhatsApp + digital docs se chal sakta hai
Home purchase & balance transfer
Right tenure, EMI and bank choice – taaki ghar bhi aaye aur cashflow bhi stable rahe.
Personal / clean-up loans
High interest personal loans aur card dues ko systematically clean-up karne ka plan.
Business funding
Working capital, OD/CC aur term loans jo business growth me help karein, stress na create karein.
Share your loan details
Form fill karte hi WhatsApp chat open ho jaayegi jahan hum aapka loan & EMI structure calmly discuss kar sakte hain.
What happens after you submit?
- • Details WhatsApp par share ho jaate hain.
- • WinFly team basic follow-up questions poochti hai.
- • 15–20 minute ki clarity call fix hoti hai.
- • Options explain karke aapko decision support milta hai.
Frequently asked questions
Kya WinFly khud loan deta hai?
Nahi. WinFly ek advisory & facilitation platform hai. Execution partner banks/NBFCs ke through hota hai.
EMI kitni honi chahiye meri income ke hisaab se?
General thumb rule 30–40% hai, lekin har family ka budget aur responsibilities alag hoti hain. Isliye hum personalised view dete hain.
Balance transfer kab sensible hai?
Jab interest rate difference + remaining tenure milkar actual saving create kare. Sirf rate dekhenge to galat decision ho sakta hai – hum pura maths karke dikhate hain.
Documents kaise dene honge?
Basic KYC, income proof, bank statements etc. mostly digital scan/PDF se hi kaam ho jaata hai. Exact list bank/NBFC ke hisaab se share ki jaati hai.
Confused about multiple EMIs & loans?
15–20 minute ki clarity call me hum aapko simple language me bata denge ki stay, prepay ya refinance – kaunsa route zyada sensible hai.