Pehle family ko secure, phir returns ke bare me sochen.
WinFly aapke health insurance, term cover, personal accident aur emergency buffer ko ek hi framework me plan karta hai — taaki koi bhi badi medical ya life event aapke finances ko completely derail na kar sake.
WinFly khud koi insurer nahi hai. Hum advisory & facilitation provide karte hain through curated partner platforms. Insurance products are subject to terms, conditions & underwriting.
Sample protection snapshot
Term cover
10–15x income
Health cover
Family floater
Parents cover
Separate plan
Health
Hospitalisation, daycare, major illnesses
First priority
Life
Pure term for income replacement
Essential
Emergency
3–6 months expenses buffer
Build alongside
Ye snapshot sirf ek framework example hai. Real planning me age, income, city, dependents, existing covers & medical history consider hota hai.
Insurance ko “expense” nahi, risk shield ki tarah treat karo.
Ek major hospital bill, accident ya income loss event pura savings & investments ko wipe-out kar sakta hai. Isiliye WinFly ka framework hamesha “Protection-first” hota hai — phir investing & growth.
Health Insurance
Cashflow ko bachata hai
Planned premium ke badle unpredictable hospital bills ko manage karta hai – specially big city / private hospital costs ke time.
Term Insurance
Family ke liye income shield
Agar earning member ko kuch ho jaye, to family ke goals (education, home, lifestyle) ko protect karta hai.
WinFly ka protection approach
- • Pehle health + term ka gap samjhte hain
- • Employer cover vs personal cover analyse karte hain
- • Parents & high-risk family members ke liye special plan
- • Premium budget ko overall cashflow se match karte hain
Confused ki kitna cover chahiye?
15 minute ki WhatsApp / call par hum aapki age, income, city, dependents & existing policies dekh kar ek practical coverage range suggest karte hain.
Family floater & individual plans
City, age & hospital preference ke hisaab se sum insured, room rent type aur add-ons ko structure karte hain.
Income replacement planning
10–15x annual income, outstanding loans & future goals ko dekh ke term cover range nikalte hain.
Special care planning
Parents / seniors ke liye realistic options & combination strategies — premium vs benefits ko balance karte hue.
PA, CI & top-ups
Personal accident, critical illness, super top-up jaise add-ons ko overall protection mix me align karte hain.
Share your protection details
Neeche basic details fill kijiye – submit karte hi WhatsApp chat open ho jaayegi jahan hum calmly aapka health & term planning discuss kar sakte hain.
What happens after you submit?
- • Details WhatsApp par share ho jaate hain.
- • WinFly team aapse existing covers & concerns ke bare me poochti hai.
- • 15–20 min ki clarity call schedule hoti hai (phone / video).
- • Health + term + emergency buffer ka ek practical plan discuss hota hai.
Frequently asked questions
Employer health cover kafi hai kya?
Mostly nahi. Job change, sum insured limit, room rent caps aur family size ko dekh kar personal health policy bhi chahiye hoti hai.
Term plan ka ideal cover kitna?
Rough rule: 10–15x annual income + outstanding loans + major goals. Exact number aapke case me customise hota hai.
Parents ke liye kya karein?
Parents ke case me premium high hota hai, isliye realistic sum insured + emergency fund combo plan karna zaroori hai.
Execution kahan se hota hai?
Policies ka execution hamare curated partner platforms ke through hota hai – jahan documentation & servicing track ho sakti hai.
Want to fix protection before chasing returns?
Health, term, parents cover & emergency fund ko ek framework me align karenge – taaki koi bhi emergency aapke poore financial plan ko bigaade nahi.